Financial Consulting Specialized in Korea Debt Consolidation
Find out my loan limit without affecting your credit rating
Consolidate multiple debts scattered here and there with an increased loan limit
Even if debt consolidation is done, monthly
Your monthly income will come in handy, and your quality of life will change.
Reliable Loans to Keep Your Credit Score
It does not affect personal credit.
Be sure to check the necessity of loan conversion and debt consolidation
If there are a lot of loans here and there, the interest rates are different for each financial company and the payment dates are different, so when withdrawals are made through direct debit, the possibility of delinquency increases. This will be repeated. By combining these into one, the risk of delinquency can also be lowered, and if the delinquency rate is lowered to the loan interest rate, the monthly loan interest is reduced, creating a financial leeway for daily life, so that you can get out of the swamp of de-locating card reversal or loan reversal. .
Repayment loan is a repayment method in which a loan being used at a high interest rate is repaid with a low-interest loan to reduce the burden of monthly interest payments to find space in the monthly income.
Debt consolidation is a loan method that combines multiple debts into a single loan by consolidating credit loans from various places into one loan.
Advantages of repayment loan and debt consolidation: Once the loan is approved and received, it is reflected in the credit information rating agency. It's possible.
By integrating these into one, your credit rating will rise and you will be able to use loans with better conditions (loan limit and loan interest) from banks and institutional financial institutions in the future. As they become available, many things become easier in our daily life.
For example, if your credit score is 10, your credit score is 5 because you are using 5 loans. If you receive and repay all of the consolidation and repayment loans, the newly increasing loan will be lowered by -1, but if you repay 5 loans, it will become +5 again, and your credit score will be 9 again.
(The example above is for illustrative purposes only, and the actual credit score downgrade will vary depending on the loan limit and number of loans received from financial institutions.)
As for the credit rating evaluation criteria, we can confirm the limit and interest rate by checking the credit information evaluation based on the credit information rating agency AllCredit, Credit Assurance 365 and MyCredit, and OhmyCredit information.
It is illegal to solicit or receive brokerage fees.
Personal information is stored for up to 3 months, and no longer than that. Excessive debt can bring you great misfortune. Loans may lower your credit rating or personal credit score. Absolute Beware of Loan-type Voice Phishing! If you ask for credit rating upgrade fee, loan processing fee, etc., please be careful as it is 100% fraud.
Interest rate: less than 20% per annum / delinquent interest rate: less than 20% per annum / handling fee, other incidental expenses X / no prepayment conditions such as early repayment commission rate / repayment period: minimum 12 months ~ maximum 100 months / maximum annual interest rate is 20% . All products advertised on this site have a repayment period of more than 60 days, with a maximum annual interest rate of 20%. Here is an example loan total cost: When borrowing KRW 1,000,000 for 12 months at 20% interest and maximum annual interest rate of 20%, total repayment amount: KRW 1,108,333 (It may vary depending on the loan product) You may be obliged to repay all principal and interest before you do so. General financial consumers have the right to receive a full explanation from the financial sales service provider, and after understanding the explanation, please read the financial product description and terms and conditions before entering into a contract or financial product.
version
