Kredit Rupee: Salaried Personal Loan app is a trusted loan aggregator and marketplace designed exclusively for salaried individuals. The fintech loan app connects working professionals with RBI-registered NBFCs that offer flexible loan options, including personal loans, business loans, pocket loans, and micro loans.

The Kredit Rupee: Salaried Personal Loan app ensures a smooth borrowing experience through verified lenders, a 100% online loan application process, minimal documentation, transparent terms, low interest rates, and fast loan disbursement.

For salaried professionals, the fintech app offers convenient personal loan solutions tailored to financial needs that may arise before or after receiving a monthly salary. Whether it’s a medical emergency, urgent home repair, travel expense, education-related payment, essential purchase, or month-end cash shortfall, the loan aggregator app provides quick and hassle-free personal loan options with flexible tenures and repayment plans that align with everyone’s salary cycle. Whatever the need, the Kredit Rupee: Salaried Personal Loan app makes access to credit simple, quick, and dependable for every salaried employee.

◈ Key Reasons to Install the Kredit Rupee: Salaried Personal Loan App:

▸ 100% digital process with minimal paperwork for salaried individuals
▸ User-friendly personal loan app built for smooth navigation
▸ RBI-registered NBFCs offering trusted personal loan offers
▸ Simple 3-step process to get a secure salaried personal loan
▸ Quick approval for month-end financial gaps
▸ Low-interest rate loan experience with no hidden charges
▸ Loan tenure ranging from 3 to 60 months
▸ Flexible repayment terms for salaried professionals
▸ Fast loan disbursement with collateral-free credit

◈ Personal Loan Eligibility:

▸ Age: 18-55 years
▸ Eligible: Salaried individuals
▸ Loan Applicants: Indian Nationality

◈ Required Documents for Salaried Personal Loan:

▸ Identity Proof: Aadhar card, PAN card, Driver’s license, Passport, or Voter ID
▸ Address Proof: Aadhar card, Utility bills, Voter ID card, or Passport
▸ Income Proof: Salary slips or Bank statements

◈ Repayment Timelines, APR and Transparent Processing Fees & GST:

▸ Interest rates start from 1% to 3% per month, corresponding to a maximum APR of 12% to 36%*
▸ The repayment tenure ranges from 3-60 months
▸ Processing fees will be charged separately as applicable by the lending partner

◈ How to Apply for a Salaried Personal Loan:

▸ Download the Kredit Rupee: Salaried Personal Loan app
▸ Fill in your basic personal details
▸ Verify your phone number through OTP
▸ Add your employment and income information
▸ Enter your PAN for a quick loan assessment
▸ Submit your online personal loan application request

◈ Personal Loan Example:

Loan amount: ₹2,00,000
Interest rate: 12% minimum
Repayment tenure: 1 year
Processing fee of 2%: ₹4,000 + GST = ₹4,720
Loan EMI: ₹17,853.28
The total interest: ₹14,239.36
Loan repayment amount after 1 year: ₹2,14,239.36
The maximum Annual Percentage Rate (APR) can go up to 36%*

*Note: These figures are for explanatory purposes only. The final interest rate and APR are subject to the customer’s credit evaluation, as determined by Kredit Rupee’s lending partner(s).

◈ Our RBI-registered NBFC Partners:

▸ Arham Finance & Investment Services Limited- https://arhamfinance.com/sourcing-partner.html -
(CIN - U74899DL1992PLC050484)

Contact Us:
For any queries, reach out to us at [email protected]