Are you looking for the Life Insurance that will suit your needs the best? A life insurance plan which secures your family's financial independence against death, disease, and disability with plan options.

These two types of life insurance fall under the blanket of permanent life insurance. Unlike term insurance which guarantees a death benefit payout during a specified time period—permanent policies provide lifetime coverage. If, for whatever reason, you want to cancel your permanent life policy, you will get your cash value in hand and can use it as needed, for example, at the time of emergency.

Whole life insurance caters to long-term goals, offering consumers consistent premiums and guaranteed cash value accumulation. Universal life insurance gives consumers flexibility in the premium payments, death benefits, and the savings element of their policy.

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.

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Disclaimer

- We do not provide insurance, we show the best life insurance provider in our app so you can apply for it.