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To obtain a loan, the following conditions must be met:
The minimum loan repayment period is 91 days;
The maximum loan repayment period is 365 days;
The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 35.9%, and the minimum is 35.9%. Annual interest for using the Credit - min 35.9%, max 35.9%;
The minimum rate for using a loan per day is 0.01%;
The maximum rate for using a loan per day is 0.01%;
Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
Other commissions or fees: none.
An example of interest rate calculation:
The amount of the loan body is 10,000 rubles.
Loan term - 91 days.
Commission for using the loan: 0.01% per day, i.e. 10 rubles per day, or 3% per month (averaged for 30 days), i.e. 300 rubles per month (averaged for 30 days).
The total amount of the commission for 91 days will be 900 rubles.
The total amount to be returned, taking into account the loan amount: 10,900 rubles.
FLC - Full Loan Cost (FLC - Full Loan Cost) as a percentage is 35.9% per annum.
Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
age from 18 to 65 years;
passport of a citizen of the Russian Federation.
Company details: "BST-BANK" JSC. TIN: 4218004258, OGRN: 1024200002276 (09/17/2002). License of the Central Bank of the Russian Federation No. 2883. Address: 654041, Kemerovo region-Kuzbass, Novokuznetsk, Kutuzova street, 31