MBECHE ® is a peer to peer (person to person/p2p) application used to make electronic money transfers to a friend, relative, contractor or employee. The platform allows mobile payment of bills, utilities, e-commerce purchases, airtime/data top-ups. Cash-out and withdrawal is facilitated NATIONALLY through the Nedbank ATMs, Retailers including Checkers, Shoprite, PicknPay, Usave, Boxer, OK Stores, Kazang, OTT Spaza Shops/Merchants . MBECHE ® is powered by Nedbank .