Looking for a loan online?
Here you can see the best MFI microloans, and by choosing to take a loan to the card urgently, by setting "Loans online - microloan to the card".
It has never been so easy to get a cash loan. You can get a loan on a card of any bank in just 5 minutes!
Get a loan online has become available to everyone! Get a microloan without refusal at 0% urgently on the card, without checks and guarantors, you only need a passport. We issue a loan without refusal up to 98%, even if you have a bad credit history and do not have a stable source of income.
Our application has a full range of services: you can choose an MFI, take a loan, extend or repay a loan online in just a couple of minutes from your mobile device. How to get a loan on a card online? To get cash loans, choose an MFI and fill out a simple questionnaire. You need to provide personal information. From the documents you need only a passport of the Russian Federation.
Our application presents the best and new MFIs that issue interest-free loans, such as: Turboloan, Joymoney, Zaymigo, Webbankir, Money immediately, LIME, Creditter, One click money, Quick money, PAY P.S.
What do you need to get a loan? Conditions:
To obtain a loan, the following conditions must be met:
- The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, information will be transferred to the CBI
- Extension of the loan is possible with timely informing the lender and payment of interest for the initial term of the loan, additional fees for extending the loan are not provided
An example of interest rate calculation:
- The amount of the body of the loan - 30,000 rubles.
- Loan term – 100 days.
- Commission for using the loan: 0.08% per day, i.e. 24 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 720 rubles per month
- The total amount of the commission for 100 days will be 2400 rubles.
- The total amount to be returned, taking into account the loan amount: 32,400 rubles.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percent is 29.2% per annum.
Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
- age from 18 to 65 years;
- passport of a citizen of the Russian Federation.