The Crediclub app is designed to make your life easier, giving you full control of your finances. We don't complicate things here: with just a few clicks, you can save, invest and request credits. In addition, you will always have the support of experts who will help you make the best financial decisions.
1. Save your way: Savings accounts that adapt to your needs, whether you are just starting out or looking to maximize your returns. Easy, flexible and at your pace.
2. Invest without complications: Are you looking to make your money grow? With Crediclub you can invest on demand and for a term from 28 to 364 days. You decide the deadline, we make sure you see results.
3. Personal credit that helps you move forward: Whether you need to consolidate debts, give your business a boost or get out of an emergency, we offer personal loans up to $200,000. Everything clear and simple, no surprises.
4. Group credit to grow as a team: If you are part of a group seeking joint financing, Group Credit is ideal for you. Hire, renew and check your group credit easily from the app, supporting your community and achieving more together.
5. Your card, always with you: With our debit card, you can make purchases online or anywhere with complete security, thanks to functions such as the dynamic PIN. Do you prefer the physical version? It's also available!
6. Instant transfers: Make SPEI and internal transfers quickly and safely to other banks or between Crediclub accounts, without complications.
Credit from $1,000 to $200,000. Minimum repayment of 91 days and maximum of 24 months. Payment may be in weekly, biweekly or monthly installments at the discretion of the client's request and the approved credit product. APR (Annual Interest Rate) minimum 0% and maximum 90%.
EXAMPLE OF A PERSONAL CREDIT
If you are granted a personal loan of $5,000.00 pesos, to pay within a period of 112 days in 16 periods, each of 7 days, the total amount to be paid, considering ordinary interest, the disposition commission and VAT, would only be of $647.95 pesos. Your recurring payments would be $352.86 pesos each.
Within this calculation, the components are the following: $558.57 pesos of ordinary interest, $0.00 pesos of commission for disposition and $89.38 pesos of VAT.
In that sense, your credit was calculated on a Total Annual Cost (CAT) of 92.50%. The payment calculation is as long as you keep your payments up to date.
If you have questions about how your personal credit works, you can contact the Customer Service channels, either at the number: 81 8000 9800 from Monday to Saturday from 8.00 am to 8.00 pm. You can also review our Terms and Conditions of all Crediclub products in the following link: https://cdn.prod.website-files.com/6508cadbf31768b3ffa4f73e/675bc5f65c0f2848edaf85d2_202412%20Cuadernillo%20Costos%20y%20comisiones%20.pdf
Address: Avenida San Jerónimo 310, 10200 La Magdalena Contreras, Mexico City