Presta Peso is an app designed to offer you fast, transparent, and secure personal loans, without complicated paperwork or physical documentation.

I. Advantages
- 100% online: Apply for your loan without leaving home.
- Express approval: Get the result in minutes.
- Data protection: We comply with the Federal Law on Personal Data Protection (LFPDPPP).
- Direct disbursement: The money is transferred to your bank account.
- No collateral: No guarantor or complex references required.
In just a few steps from your phone, get the amount you need for holidays, medical emergencies, home renovations, travel, or unexpected expenses.

II. Requirements
- Be over 18 years of age.
- Present a valid Mexican official identification (INE or passport).
- Reside in Mexico.
- Have a Mexican bank account in your name.

III. Product Overview
Loan Information
- Amount: $400 – $20,000 MXN
- Term: 91 – 365 days
- Annual Rate: 36.5% – 146%
- Total Annual Cost (TAC): 400% – 540% (includes fees)
- Value Added Tax (VAT): 16% (where applicable)
- Disbursement: In minutes

Calculation Example:
If you request $5,000 MXN for 120 days with an annual rate of 72% (0.2% daily), APR 500%, and VAT 16% (on interest):
- Interest: $5,000 * 0.2% * 120 = $1,200 MXN
- VAT: $1,200 * 16% = $192 MXN
- Total Due: $5,000 + $1,200 + $192 = $6,392 MXN
This calculation is for reference purposes only. The final rate varies depending on your credit profile and contract terms.

IV. Flexible Payments
- Online: Pay via SPEI with no fees, 24/7.
- In stores: Follow the instructions in the app to pay at authorized establishments.

V. Important Notice
- Presta Peso operates legally in Mexico and encourages responsible credit use.
- Review the contract terms carefully before signing. Privacy Policy: https://asinnovatec.com.mx/privacy
- Late payments generate additional interest and affect your credit history. Only request the amount you can pay based on your financial capacity to avoid over-indebtedness.

VI. Contact Us
If you have any questions, please feel free to contact us:
- Email: [email protected]
- Phone: 55 3417 6170
- Website: https://www.asinnovatec.com.mx/
- Hours: Mon to Sat 9:00 AM - 7:00 PM
- Company Name: AS INNOVATEC S.A. de C.V.
- Address: Calle Ligeros de Toluca No. 16, Col. Héroes de 5 de Mayo, Toluca de Lerdo, State of Mexico, Zip Code 50170

For your safety:
- Only apply for loans through our official channels.
- Never click on links of dubious origin or make transfers to personal accounts.
- If you have the slightest doubt, call us immediately to verify.