Sharp Collect – Your Smart Loan Partner in Nigeria

Need cash urgently? Get fast, secure, and reliable loans anytime, anywhere in Nigeria with Sharp Collect – your trusted financial partner.

Why choose Sharp Collect?
• Instant loan approval – Apply and receive funds in minutes.
• No collateral or proof of payment required.
• Flexible loan plans tailored to your credit profile.
• Transparent fees – No hidden fees.
• Credit Buildup – Good borrowing and repayment behavior helps you build your credit score (a higher credit score means a higher loan limit).
• Secure and reliable – Your data is encrypted and protected.

How to Use
1. Download the Sharp Collect app.
2. Register using your mobile phone number (recommended: the same number you used to register with BVN).
3. Fill in your basic personal information.
4. Your information will be reviewed (note: not all applicants will be eligible).
5. Upon approval, the loan will be disbursed immediately to your bank account.

Loan Details and Example:
- Loan Amount: 3,000 Naira - 1,000,000 Naira
- Interest Rate: Maximum Annual Interest Rate of 36%
- Loan Term: 91 Days - 360 Days

A loan amount of 15,000 Naira, a term of 360 days, and a 25% interest rate are calculated as follows:
Interest rate is 1.34%: 15,000 × 1.34% = 201 Naira
Service Fee is 23.66%: 15,000 × 23.66% = 3,549 Naira
Deduction of interest and service fee from principal: 15,000 - 201 (interest) - 3,549 (service fee) = 11,250 Naira
Actual amount received is 11,250 Naira
Total amount to be repaid on time is 15,000 Naira
Repayment Instructions: Repay the principal in two installments 15,000 Naira, first installment due within 14 days, second installment due within 360 days. Interest and service fees are deducted upon loan disbursement.

Eligibility
- Nigerian resident
- Aged 18-60
- Holder of a valid Business Vehicle (BVN)
- Have a stable source of income

For any questions or complaints, please contact us:
Email: [email protected]
Company Name: Newrgy Lending Ltd
Address: PLOT 318, SUITE 46/47, SWIFT PLAZA, AGUNWA ANAEKWE STREET, WUYE DISTRICT, AMAC, FCT

Our Commitment
We fully comply with local regulations and are committed to responsible lending. Sharp Collect supports financial inclusion by providing fair credit to Nigerian workers. To ensure your credit history is accurate, we provide access to our official registration and licensing documents. These documents prove our legal status and authorization to operate as a lender in Nigeria.

Download Sharp Collect now and take control of your finances!