Stem allows users to earn more on their savings by investing in pre-vetted, low-medium risk, primary and secondary investment opportunities.

• Make a verified low-risk investment
No matter what you earn, there is always an investment opportunity for you, we make sure investment is affordable for every class.

• Track Investment progress
See how your investments are doing, how long is left and how much you would earn at the end of the period.

• Harvests
Just like plants, we believe your money can grow branches that yield fruits - Harvests are investment capitals + ROI from matured investments that have reached their due date.

• Insurance
We do thorough due diligence on our partners before listing them on our Stem and we make sure each investment is insured with a licensed insurance company.