Disclaimer: Our company, which manages this app, is NOT A LENDER and does not lend money in any way. There is no guarantee that you, as a user of the app, will be granted a loan by any of the lenders with whom we may connect you. The app, which does not provide any direct lending services, only connects end users with possible lenders, who only provide potential access to loans with a term of 90 days or longer and a maximum APR of 35.99%. The app does not connect users with short-term loan providers. The app is not operated by a lender or a representative of any lender, and as such, we – as the operators of this app – do not have any control over the decisions lenders make nor over the terms they set.

The simple process of the Online Loans app:
1. Download the app for free and view the possible lenders you can connect with.
2. Compare potential lenders – and find the best lender for you.
3. Submit an application with as many lenders as you want and wait for a quick response!

Simulated return rates:
If you secure a loan and borrow in the United States, your amount will be starting from $500 & up to $100,000, your return rates will be anywhere from 5.99% up to a maximum of 35.99% and your return period will be a minimum of six months and up to 7 years. Example rates: For a $50,000 loan at 6.2% APR returned over 3 years, your monthly payment will be $1525.63 and you’ll pay a total of $54,922.75.
If you secure a loan and borrow in India, your amount will be starting from ₹500 & up to ₹40 Lakh, your return rates will be anywhere from 13% up to a maximum of 130% and your return period will be a minimum of 6 months and up to 3 years. Example rates: for a ₹50,000 loan at 14.6% APR returned over 2 years, your monthly payment will be ₹2,414.84 and you’ll pay a total of ₹57,956.18.

With online loans, you don’t have to go through ridiculously lengthy processes that could take weeks, unlike some traditional loan services. Instead, in most cases you can expect to receive some sort of response from the lenders you submit an application to within a few days at most and as quickly as 24 hours after your submission. While submitting an application does not guarantee you’ll get funded, at least you know you won’t be left on the fence for long.

With so much variation in personal loans return rates it can be difficult to choose a lender offline, but with the online loans app you don’t have to worry about it – all the rates, APRs, loan length and terms, and other details are laid out in front of you. Some of the lenders offer loans for bad credit, so even if your credit is less than spotless you have a shot at submitting a loan application and possibly get funding, though no guarantee is made – but you may receive cheap loan quotes if you’re eligible.

The bottom line is:Online loans are a simpler, quicker solution to getting funded than going to a traditional bank or lender. While there’s no guarantee that you’ll be approved for a loan, at least the process is simple, can be done at home and reasonably quick. Personal loans are just one option for funding, but you can also connect with lenders that provide debt consolidation help, credit card debt assistance, and other funding solutions that – if you’re approved for – could help you improve you financial situation and possibly your credit score. At the very least, even if you don’t find a lender to connect to through the app, you’ll have a better grasp at the different rates, conditions and terms that online loans can provide.

Try the online loans app and compare lenders! Give yourself a chance to discover potential options!