The observatory rates proposed to guide your thinking towards the most suitable choice for you in the sensitive areas of controlling the cost of borrowing.

Through this tool, the Research Laboratory for Local Development openly pronounces in favor of the EURIBOR index for backing loans to subscribe. The TEC-type backing media for said loans 'fixed rate' are not recommended by the Laboratory made major risks these loans pose to borrowers whose it is essential to take the measurement. These risks are qualified as indirect by the Laboratory for an apparent safety of fixed rates is maintained by the sales pitches.

This position is reinforced by the theory known as "© GFM" presented by the Research Laboratory for Local Development as a graphic demonstration of the risk of additional costs induced by taking out a fixed rate loan or reference on TEC any other index.

This application is freely licensed Cecill v2, the source code is available on https://github.com/GiPiLab/observatoire-des-taux