Jonny Zaim: instant microloans

Welcome to the world of simple and clear financial solutions with Joni Zaim! We offer you a fast and convenient way to get loans on a card, microloans and loans to solve any financial problems. Our application is intuitive and highly secure, providing you with instant access to services such as microloans, a loan on a card and a loan until payday.

📱 What's inside: money for home, loans - simple
The Joni Zaim application is a powerful tool for getting loans on a card in a matter of minutes. All steps are described in detail, and all important information is presented in a convenient format.

💸 Online loan
Online loans from Joni Zaim are an easy and safe way to get the necessary microloans for any needs. We strive to provide you with conditions, whether it is loans on a card or a loan until payday. You can get a loan online in a few minutes.

💡 Differences between our marketplace and MFOs
Jonny Zaim is not an MFO, but a financial marketplace that includes offers from many partners. We strictly control the quality of service so that users receive the most favorable conditions and can apply for loans to a card and microloans.

🔒 Protecting your data
We pay primary attention to protecting your data. All information is encrypted using the modern SSL protocol, which ensures a high level of confidentiality when working with the application.

Jonny Zaim is your reliable assistant in matters of personal budgeting. It was created so that you can easily and quickly cope with any financial difficulties and take out a loan on a card. Download Joni Zaim right now and start enjoying all the benefits of this useful tool!

📲 Download Johnny Zaim and confidently manage your finances - we lend and credit to everyone!

Before applying for microloans or loans online, you need to read:
- The minimum period for repaying a loan without refusal is 91 days, the maximum does not exceed 365 days.
- The annual interest rate will not exceed 32.5%. The basic rate for using credit funds ranges from 6.0% to 32.5%.
- The rate for using the loan varies from a minimum of 0.01% to a maximum of 0.01% daily.
- A penalty of 0.1% of the overdue amount is provided for in case of delay every day, but the total penalty will not exceed 10% of the original amount of the online loan.
- Additional commissions or fees for the client do not burden the loan to the card.

A detailed example of calculating the interest rate on a card loan:
1) Online loan - 10,000 rubles.
2) Credit period - 91 days.
3) The daily commission is 0.01% or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month.
4) Summing up all commission charges for 91 days, we get 900 rubles.
5) The total amount to be returned is 10,900 rubles.
6) FLC or full cost (FLC) expressed as a percentage is 32.5% per annum.

If you miss the loan repayment deadline, the penalty will be 0.1% of the total amount of the overdue payment each day, but not more than 10% of the total loan amount.

Requirements: age from 18 to 65 years.