Atome brings greater buy now, pay later innovation to you.

Introducing Atome Card: Experience the future of credit, where you can split your bills in 3 or 6-month installments or enjoy interest-free payments up to 40 days. There are no income requirements, and no annual fees when you apply online.

Atome Cash, a cash loan service, is also now available to assist you in financing your needs.

What you'll love about Atome:
1. Atome Card
● Better budgeting with flexible payment and installment options
- Stretch your budget and pay later at 0% interest for up to 40 days. Enjoy installment plans for up to 6 months.
● Easy application
- Fast online application in 90 seconds with no minimum income required. Have your credit approved in 48 hours.
● Convenient for your needs
- Pay bills or shop more of what you love with up to a ₱200,000 spending limit.
● Pay later anywhere that accepts Mastercard
- Online: Link your physical or virtual/digital card to e-commerce platforms like Lazada, Shopee, Grab, FoodPanda, TikTok Shop and more. Additionally, you can pay your utility bills online or subscribe to your preferred music and video streaming platforms.
- In-store: Shop at The SM Store, Robinsons Supermarket, Jollibee, Watsons, and convenience stores.
- Overseas
● Card Payment
- Repay your bills via card payment methods like debit/credit card, via bank transfer using 'Instapay'. Alternatively, over-the-counter payment is available at 7-Eleven, Cebuana, LBC and more.

2. Atome Cash
● Enjoy cash loans that have ultra-low monthly interest rates starting from 1.75% and fast cash disbursement of up to ₱50,000 that can be repaid for up to 12 months.

Apply online if you are:
- A registered Atome user with past in-app transactions
- At least 18 years old with a valid ID
- Has a bank account

3. Manage your Atome account at a glance
● Manage your card transactions, cash loans, bills, and payment history via the Atome app. Be informed whenever payments are due and when your payments are complete.

Enjoy more of the buy now pay later card and its installment plans by downloading the Atome app today!

ATOME CARD APPLICATION ELIGIBILITY
- Valid PH ID
- 18 years old and above
- No minimum income requirement
- No paperwork is needed

HOW TO APPLY FOR THE ATOME CARD
1. Download the Atome app and tap the 'Card' tab on the home page
2. Tap "Apply for free" and choose your preferred Atome Card
3. Fill in your personal information and upload your ID
4. Get approved in 1-2 days
5. Receive your Atome Card via mail

HOW TO SHOP WITH THE ATOME CARD
1. Activate your physical card on the Atome app
2. Use virtual card to shop online
3. Use physical card to shop online and in-store

INFORMATION ABOUT ATOME CARD'S INSTALLMENT PLANS:
- Monthly interest rates for as low as 2%
- Annual Percentage Rate (APR) ranging from 0% - 46 %
- No service charges
- Installment plans are available in 3 or 6 months

Total loan cost illustration:
- Total monthly bill: ₱2,000
- Bill amount: ₱2,000
- Repayment term: 3 months
- Monthly interest rate: 2% (₱40)
- Total payment: ₱2,120 at ₱706.67/month

INFORMATION ABOUT ATOME CASH'S LOAN TERMS:
- Monthly interest rates for as low as 1.75%
- Annual Percentage Rate (APR) not more than 36%
- No service charges
- Installment plans for up to 12 months

Total loan cost illustration:
- Total loan amount: ₱3,000
- Repayment term: 6 months
- Monthly interest rate: 1.75% (₱52.50)
- Total payment: ₱3,052.50 at ₱508.75/month

Business Name: Atome PH
SEC Registration Number: CS201816338
Certificate of Authority No.: 1178
Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040

Connect with us via:
Atome Card: https://www.atome.ph/atome-card
Help Center:
[email protected]
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Facebook:
Atome
https://web.facebook.com/atomecardph
Instagram:
@atome.ph
https://www.instagram.com/atome.ph/