Main Niaga Savings and Loans Cooperative

Savings and Loans Cooperatives (KSP) aim to improve the economy of Indonesian society by making it easy for members to make savings or loans online and providing a simple and easy application.

Introduction to the WUSH Application, an online Savings and Loans Cooperative application.
1. Loan Period: 3 Months (Minimum) - 12 Months (Maximum)
2. Loan Limit: Rp. 600,000 - Rp. 30,000,000
3. Loan interest: 24%/year*

*Note: The specific amount, term and rates will be according to different user credit ratings. Please refer to those approved in the application.

example:
For loans of Rp. 600,000 with a period of 3 months, the fees charged are as follows:
Loan Interest: 24%/12=2%/Month
Monthly loan interest: Rp. 600,000*2%=Rp. 12,000
Monthly payment amount: Rp. 600,000/6 + Rp. 12,000*2%=Rp. 612,000
Total loan interest: Rp. 600,000*2%*3= Rp. 36,000
Total cost: Rp.600,000 + Rp. 600,000*2%*6 = Rp. 636,000

4. What payment methods does WUSH support?
(1) Installments or full payment:
- Pay in full and reapply for a loan online for a higher amount and with lower fees:
- Installment payments, it is recommended to use:
(2) ATM (BANK BRI, BANK PERMATA, BANK CIMB, BANK MANDIRI, BANK BCA, BANK BNI, etc.).
(3) ALFA (convenience store).

How does it work? How do I apply for an Indonesian Rupiah cash loan via the WUSH application?
(1) Download WUSH on GOOGLE PLAY STORE
(2) Register to become a Cooperative Member via the WUSH Application.
(3) Fill out the Cooperative loan application form quickly.
(4) Select the required loan amount.
(5) Wait for approval of the Member's loan.
(6) Get Member loan to Member Account.

Two sources of funding for Savings and Loans Cooperatives (KSP):
1. Obtained from savings from Savings and Loans cooperative members, including principal savings, mandatory savings, voluntary savings, or grants.

In the regulations of the Ministry of Cooperatives and SMEs, Savings and Loans Cooperatives (KSP) are only allowed to provide credit to their own cooperative members, here are the other functions of savings and loan cooperatives:
1. Collect funds from members
2. Allocate funds or provide loans to members
3. Providing income to members from cooperative business activities
4. Manage funds saved and distributed by cooperative members.

Who can become a member and apply for a loan at WUSH?
(1) Age 20+
(2) Have an eKTP
(3) Have an active cellphone number
(4) Indonesian citizen

Cooperative Member Obligations:
1. Pay principal savings of IDR 10,000
2. Pay the mandatory deposit of IDR 5,000
3. Users successfully submit membership information and complete mandatory deposits and voluntary deposits to become full members, voluntary deposits are submitted once a month.
4. Larger amounts of savings other than mandatory savings and voluntary savings can be made through the WUSH Application, and members can obtain a portion of operational income in accordance with the proportion agreed with the Mitra Niaga Utama Savings and Loans Cooperative

Contact us :
* Telephone: 083827997878
* Email: [email protected]
* Website: https://www.pinjamanwush.co.id
* Working Hours: Monday - Friday 09:00 - 20:00 WIB
* Jl SMP 211 No. 55B RT 007 SRENSENG SAWAH JAGAKARSA KOTA ADM. SOUTH JAKARTA DKI JAKARTA