Cofidis Pay – what benefits can you achieve?

With Cofidis Pay you can increase your sales by offering customers the opportunity to finance purchases in convenient, low installments. The entire process, from granting to disbursing the loan, is fast, simple and fully automated.

What does Cofidis Pay offer?

Cofidis Pay is a modern, fully automated application that allows you to easily and quickly finance your customers' purchases.

• We only require basic identification and income information.
• Credit decisions are made in real time.
• The application is processed 100% online - without paper documents and unnecessary formalities.

The loan amount ranges from PLN 500 to PLN 25,000.
The repayment period can last from 6 months to even 72 months.
The interest rate depends on the goods being financed and ranges from 0% (for promoted products) to 22.5% (maximum interest).

A representative example of a consumer loan offered by Cofidis S.A. Branch in Poland, established in accordance with the Consumer Credit Act on September 5, 2024, taking into account the following assumptions: cash loan in the amount of PLN 2,950.00; fixed loan interest rate: 10.70%; total cost of the loan: PLN 519.32 (includes: interest: PLN 519.32); total loan amount (without credited costs): PLN 2,950; contract duration: 36 months; total amount to be paid: PLN 3,469.32; 36 equal monthly principal and interest installments of PLN 96.37 each. Assuming the above assumptions, the Actual Annual Interest Rate (APR) is 11.40%.

The privacy policy is available at the following URL:
https://www.cofidis.pl/pl/dokumenty-rodo.html


Cofidis S.A. Branch in Poland
street Domaniewska 39, 02-672 Warsaw
tel.: +48 22 340 80 08