Prestapronto is an online personal loan and credit application for all Colombian residents. Prestapronto offers a safe and secure online personal credit loan service that provides users with COP $50,000 - COP $2,000,000 pesos in loans to provide financial assistance. A loan and credit product that can be repaid through convenient payment options such as Columbia PSE/Baloto/Nequi/Efecty.Prestapronto is very conscious of the protection of your information.

💰Loan fees and charges💰
Loan amount: from COP $50,000 to COP $1,200,000 pesos;
Terms: from 91 to 120 days
Interest rate: 0.06% per day (maximum annual interest rate is 24%, equivalent monthly interest rate of 1.8% only);
Platform: It is a COP $300,000 service which can be used optionally by our clients, which will allow them to save money and time in necessary paperwork and on which they can receive promotional discounts in a range of COP $10,000 to COP $290,000 that correspond to discounts such as financial inclusion.
Value Added Tax (VAT): 19% VAT is applied on the commission according to the policy and laws of Colombia;
APR: up to 85.69%(TEA)
For example, a loan with a term of 91 days (3 months) and a capital of 100,000 COP has an annual interest rate of 22.6% and a daily interest rate of 0.06%.
Total interest: 100,000 * 0.06% * 91 = 5460
VAT: 5,460 * 19% = 1,037.4
Total reimbursement: 100,000 +5,460 +1,037.4 = 106,497.4

Why borrow money from Prestapronto?
🥇 Loans to finance mobile credits in Colombia.
The best digital credit platform in Colombia that provides online loans in the form of personal loans.
🥇 Free application.
All Prestapronto programs are free.
🥇 100% online process.
All processes can be carried out from the mobile, it is not necessary to carry out any procedure.
🥇 Simple procedure.
You can get a loan in a few steps.
🥇100% data security protection
Prestapronto guarantees that your data is safe 24 hours a day, 7 days a week, providing the highest level of security for your data and your privacy.
🥇Prompt quality
We offer a 7*24 service.


The easiest way to apply for a loan online
1. Download the Prestapronto application.
2. Fill out a short questionnaire
3. Wait for loan approval
4. Receive your money after approval

😄 Flexible payment options:
-Enter your request in Prestapronto and click on the refund button.
-You can pay online through your bank.
-Payment through PSE, Bancolombia or Nequi.
-You can also make a referenced payment in your nearest Baloto or Efecty.
-There are more options like PuntoRed.

🎁 Legality
1. Be a Colombian resident with a Colombian citizenship card
2. Have a bank account
3. Have a mobile phone number and stable income
4. Be over 21 years of age.

💙 Features
1. 100% online loan
2. Flexible cycle
3. Cash loans
4. Prestapronto offers the best customer loan service with low interest rates and no hidden charges.
5. Accepts all types of bank accounts in Colombia, such as Nequi, Bancolombia, etc.

🔒 Privacy
When you download Prestapronto, we will ask you to authorize access to your mobile phone information to verify your identity and determine your eligibility for our credit.
The security of your information is of the utmost importance to Prestapronto. We have strict verification and data protection procedures and we will never provide your information to third parties without your consent.

📞 Contact us：
Contact us: Email: [email protected]
Working hours: Monday to Friday 9:00 a.m. to 6:00 p.m., Saturday 9:00 a.m. to 3:00 p.m.
Company address: Cl 45a #58-2 a 58-56, Bogotá, Colombia