The mobile application "My bank opening a loan, deposit" is a convenient tool for quick access to up-to-date financial information, checking data on banks and companies, as well as monitoring key economic indicators in Russia. With its help, you can quickly receive up-to-date information about exchange rates, financial products of banks, licenses, and also monitor economic indicators.

MAIN FUNCTIONALITY OF THE APPLICATION:

1. Exchange rates
The section with exchange rates allows you to monitor changes in rates in real time. Major world currencies are supported, such as the US dollar (USD), euro (EUR) and others.

2. List and information about all Russian banks and their financial products
The application contains a detailed database of all banks operating in Russia, as well as their financial products. Convenient search and filtering by various parameters is available:
- Information about banks: legal status, license, date of registration, contact details, number of branches and ATMs.
- Financial products: loans, mortgages, deposits, debit and credit cards, investment offers and others. The user can view the terms, interest rates, terms and requirements for registration.
- Comparison of products: functionality allows you to compare conditions for selected products from different banks (Tinkoff, Otkritie Bank online, Svoy Bank, Alfa Bank) in order to choose the most suitable offer.

3. Checking any bank and company for a license
The application "My bank opening a loan, deposit" allows you to quickly check the license and legal status of any bank or company in Russia. This section is especially useful for entrepreneurs, investors and people making financial decisions, as it helps:
- Find out whether the license of the bank or company you are interested in is valid.
- Get detailed information about the license: number, date of issue and validity period, authorities that issued the license.
- Notifications of suspension, revocation or other changes in the license status of a bank or company.
- Checking companies for the ability to work in the financial sector of Russia and whether they have permits from government authorities.

4. Financial statistics of Russia
This section provides access to important economic indicators of the country, allowing users to monitor overall trends in the economy and predict the impact of macroeconomic factors on personal finances and business. The section presents:
- Inflation rate: current data on the level of inflation in the country, charts of changes, forecasts.
- Inflation target: information about the inflation target set by the Central Bank of Russia, with an explanation of its significance for the economy.
- Key rate of the Central Bank: current key rate, data on its changes over past periods, news and explanations about possible changes in the rate in the future. Useful for understanding the general conditions for bank lending and deposits.

Benefits of the application:

The "My Bank Loan Opening" application is a modern assistant for tracking current financial information, checking the reliability of banks and companies, as well as understanding the economic situation in the country.

Please read the loan terms and conditions carefully.
– Minimum loan term: 61 days
– Maximum loan term: 84 months
– Minimum amount: 10,000 rubles
– Maximum amount: 3,000,000 rubles
– Minimum annual interest rate: 4.99%
– Maximum Annual Percentage Rate (APR): 27%
– Minimum age to receive a loan: 18 years
– Maximum age for receiving a loan: 85 years
– Minimum and maximum debt repayment period: 61 days - 84 months

An example of calculating the payment amount for a borrower who wants to borrow 300,000 rubles from the bank. at 10% per annum for 3 years:
– Principal amount: RUB 300,000. 00 kop.
– Overpayment: RUB 48,485. 62 kop.
– Total amount of payments: RUB 348,485. 62 kop.
– Monthly payment amount: 9680 rub. 16 kopecks