Online loans without refusal in Belka Credit. Download the mobile application so that your money is always at hand.

✅ Advantages:
- 0% on the first loan for new clients;
- Minimum rate 0%, maximum 36% per annum. No hidden payments and commissions!
- Amount from 1,000 to 30,000 ₽, term up to 365 days;
- 5 minutes – application processing time;
- 24/7 – loan to the card around the clock.

🎯 Convenience of the Belka Credit application:
1. Money to the card is available to all citizens of Russia from 18 to 65 years old, including students and pensioners. To apply, you only need a passport, without additional documents or guarantors.
2. Microloans received from us can be repaid in different ways: through your personal account on the belkacredit.ru website, by mail or by quick transfer from your personal account.

💰 Fast receipt – three steps and the money is in your account:
1. Install the application.
2. Fill out an online loan application, specifying the necessary parameters and information about yourself.
3. Confirm the terms, after which the microloan will be credited to your card instantly.

🔐 Reliability of working with our company:
✓ 10 years in the microfinance market – we have many years of experience;
✓ More than 50 thousand clients use our application – we are valued for reliability and quality service;
✓ License of the Central Bank of the Russian Federation – we are included in the register of microfinance organizations.

💸 Loans to a card online with BelkaCredit:
Repayment period: minimum - 75 days, maximum - 365 days. Annual rate - from 0% to (APR) 36%.
Let's consider the calculation: amount 25,000 rubles. for a period of 270 days, average daily rate: 0.098%.
Total cost of credit (APR) — 36% per annum.
Interest for 270 days will be 6,657 rubles, the return amount is 31,657 rubles.
If the client does not pay, violating the terms of the agreement, interest of 1,417 rubles is charged for 7 days of delay.
Additionally, a penalty of 20% is withheld for 10 calendar days of delay, this will amount to 137 rubles.
For new clients, the first 7 days are at a rate of 0%. Then a flexible rate is used — from 0 to 36 percent per annum.

⚙️ Overpayment calculation formula:
Return amount = loan principal + accrued interest,
where: overpayment = loan amount × term in days × (rate% / 100).

📝 Collection and use of personal data
To ensure the security and full functionality of the service, we request the following data from users:
1. Phone number - required to create an account, confirm login via SMS, and sign agreements in accordance with the requirements of the Federal Law "On Microfinance Activities".
2. Basic information (name, email, phone, approximate location, user ID) - used to protect against fraud and secure account management.
3. Data on microloans is transferred to the credit history bureau (CHB) as part of the implementation of the Law "On Credit Histories".
4. Activity and failure log - helps improve the service, identify errors and prevent fraudulent transactions (data is used only for analysis).
5. Technical information about the application's operation - collected to assess the quality and stability of the service (without personal identification).

📜 Legal information:
Limited Liability Company Microcredit Company FINMODEL (LLC MKK FINMODEL), reg. entry number in the state register of MFIs No. 2403045010054 dated 05/17/2024. INN 9721231466 OGRN 1247700261104. The Company is a member of the SRO Microfinance Alliance Institutions for the Development of Small and Medium Businesses under No. 0724030772170 dated 07/23/2024. Address: 107140, Moscow, internal territory of the city, Krasnoselsky municipal district, st. Rusakovskaya, 13.
Separate subdivision of LLC MKK Finmodel: 443095, Samara, Stara Zagora St., 202, lit. A (KPP 631245001).
24-hour customer support phone: 8 (800) 222 42 20
More detailed information on the website - https://belkacredit.ru