The Credit Cards program allows you to analyze the conditions for bank cards for many banks and choose a credit card specifically for your needs.

Banking services and cards allow you to use bank money without paying interest, subject to the terms of the grace period. It’s difficult to get a cash loan now, but a small limit on a card is quite easy.

Credit card limit calculator
The application has a special calculator that allows you to calculate card payments. The calculator will show the overpayment, as well as the due date of the credit card.

To calculate, you need to enter the following data
📌 Spending amount - the amount you spent when making a purchase
📌 Interest rate is determined individually by the bank. The bank will indicate it to you when approving the card limit.
📌 Minimum payment amount - how much you should pay every month on your credit card so as not to fall behind.
📌 Minimum payment percentage - rate for calculating the minimum payment.

After specifying all the parameters, you need to click on the “Calculate payments” button and receive a 👉 credit card payment schedule. The schedule will indicate how much you will need to pay each month during the pay period.

Terms and definitions
This section of the application covers in detail issues related to the operation of credit cards. You will learn what a billing period is, what a payment period is.
What is an MCC code and why is it needed?
The best credit cards online with a limit from banks

💳 Alfa Bank credit card - interest-free for the first year. A year without % is valid for purchases made in the first 30 days, for all other purchases the grace period is further than 100 days.💯

Alfa Bank Credit Card is the best card that allows you to always have money. The card can replace microloans and is a lifesaver in difficult times.

To get a credit card you need a minimum of documents; you can withdraw 50 thousand rubles per month without commission.

💳 Tinkoff Platinum Credit Card is also one of the best cards. The card can be issued remotely. When the card application is approved, the courier arrives directly at your home to sign documents.


120 days is the interest-free period for repaying other loans with a Tinkoff card

💳 Credit card Halva is a special installment card from Sovcombank. You can use it to buy things in installments, plus a bonus is added to your account balance. Halva is an installment card that helps you save money.

💳 MTS Bank credit card is one of the best cards for purchases.

MTS CASHBACK credit card. A credit limit of up to 1,000,000 rubles, up to 111 days without interest on the loan and free issue set the card apart from its competitors. In addition to these benefits, you have the opportunity to earn 5% cashback on upgraded categories and 1% cashback on all other card purchases. Additional cashback up to 25% for purchases from partners of the MTS Cashback service

Conditions for obtaining a loan (in the form of a credit card with a limit) from a bank

- Minimum loan term - 100 days;
- The maximum loan term is 84 months;
- Minimum interest rate - 4% (APR) including all fees and taxes;
- Maximum interest rate - 29.9% (APR) including all fees and taxes;
- Other commissions and fees may not apply. Bank conditions are different.

Calculation example
- Credit card loan amount – RUB 20,000.
- Credit card loan term is 100 days.
- Commission for using a bank credit card: 0.08% per day, i.e. 16 rubles per day, or 2.4% per month (30 days), i.e. 480 rubles. per month for 30 days).
- The total commission amount for 100 days will be 1,600 rubles.
- Total amount to be returned: RUB 21,600.
- PSK - full loan cost (FLC - Full Loan Cost) as a percentage is 34.49% per annum.