🍋 Lemon Credit is your assistant in getting loans online Lemon Credit is a convenient financial marketplace that helps you get a loan online and apply for a microloan in reliable MFIs. We do not issue loans and do not make decisions - our task is to connect you to trusted financial institutions from the partner network. 📲 What can the Lemon Credit app do? With the help of the Lemon Credit application, you can:select a suitable offer from a reliable microfinance organization;fill out a simple form and send the data;get a response from a partner within a few minutes;apply for a loan with a transfer to a card of any bank in Russia. 💰 What loans are available through Lemon Credit? You can request:loans to a card up to 100,000 ₽ ;short-term microloans until payday;offers with minimal document requirements;options even with a low credit rating.We cooperate with dozens of trusted MFIs, including: eKapusta, Denga, Manimen, Turbozaim, as well as popular brands Lime Zaim (lime zaim) and others. ✨ Why do users choose Lemon Credit? Advantages:user-friendly interface — You can submit a request in 3 steps;save time - no need to visit offices;many offers in one place;chance of getting a response even with a difficult credit history;automatic sending of an application to several organizations (with consent). 🔐 Protecting your data Security is our priority. All transmitted data is protected by the SSL protocol. This is an encryption standard that ensures the security of your personal information. Your data is used exclusively for the purpose of interacting with the selected MFIs and is not transferred to third parties. ⚠️ Important to know before applying Lemon Credit is an intermediary service. We do not issue loans and do not make decisions on issuing. All conditions are formed and provided directly by the selected MFI. Before registration, be sure to read the full information from the lender.For successful registration, you should read:The minimum period for repaying a loan to a card is 91 days, the maximum does not exceed 365 days.The annual interest rate will not exceed 32.5%. The basic rate for using credit funds ranges from 6.00% to 32.5%.The rate for using a loan until payday varies from a minimum of 0.01% to a maximum of 0.01% daily.For late payments, a penalty of 0.1% of the overdue amount is provided every day, but the total penalty amount will not exceed 10% of the original amount of the online loan.Microloans to a card until payday do not burden the client with additional commissions or fees.A detailed example of calculating the interest rate:Loans to a card - 10,000 rubles.The loan period is 91 days.The daily commission is 0.01% or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month.Summing up all the commission charges for 91 days, we get 900 rubles.The total amount to be returned is 10,900 rubles.The FLC or full cost (FLC) expressed as a percentage is 32.5% per annum.If you miss the payment deadline for a payday loan, the penalty will be 0.1% of the total amount of the overdue payment each day, but not more than 10% of the total loan amount.Requirements: age from 18 to 65 years.