🤑Mikrozaym without refusal
We are happy to help each of you. Banks approve over 99% of microloan applications. Of course, there are restrictions, but you will definitely not fall into this 1% if your age is from 18 to 65 years old and you have a passport of a citizen of the Russian Federation. Just go to our website, send an application for a microloan, choose the conditions that are suitable for you, fill out the form and receive a microloan.
🔔Money in debt in 15 minutes
If you filled out the questionnaire correctly, provided all the data exactly, then within a few minutes the requested amount will be credited to your account. You will spend a total of no more than 15 minutes, taking into account the time for filling out the questionnaire and transferring money into debt to your account.
Online loans without certificates and guarantors
If you have carefully read the conditions for issuing a loan online, you will notice that we do not ask you to provide information about your income, as well as information about the principals. We do not verify the details of the place of work. We will not check your credit history, we trust you. And we do not add any additional conditions or surcharges for using the microloan. But, with the issuance of our microloan, your credit history can begin. You can place an application and receive money not only during the day, but also at night. And we also have no days off or holidays. We work for you 24 hours a day, all week.
At the same time, when sending an application, you do not have to wait until the morning for the receipt of money, or wait until the weekend is over. The application is quickly processed automatically, and you, within a few minutes, usually no more than 15 minutes, will receive a loan. Any other bank cannot boast of such conditions for obtaining a credit or a loan!
💳Micro loan to the card and not only
A microloan can be obtained not only on a bank card. Perhaps you do not have it yet, or it has expired and is on re-release. Then in the application you must indicate the account to which you would like to receive a loan. If you then plan to use an electronic wallet, then it is better to immediately indicate its account. This will save you money transfer fees.
Loans at 0% for new clients💸
We can also offer you an interest-free loan online. We will not charge you any additional interest. This promotion is for those who first decided to use a 0% microloan for each day of using the microloan. You will not find these conditions cheaper and better.
To obtain a loan, you must meet the following conditions:
The minimum loan maturity is 61 days;
The maximum loan maturity is 93 days;
The maximum annual interest rate, which includes the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 35.9%, and the minimum is 35.9%. Annual interest for using the Credit - min 35.9%, max 35.9%;
The minimum rate for using a loan per day is 0.01%;
The maximum rate for using a loan per day is 0.01%;
Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
Other commissions or fees: none.
An example of calculating the interest rate:
The amount of the loan body is 10,000 rubles.
Loan term - 90 days.
Loan commission: 0.01% per day, that is, 10 rubles per day, or 3% per month (averaged over 30 days), i.e. 300 rubles per month (averaged over 30 days).
The total commission for 90 days will be 900 rubles.
The total amount to be returned, taking into account the loan amount: 10,900 rubles.
FLC - Full Loan Cost (FLC) in percentage is 35.9% per annum.
Consequences of delayed loan repayment:
In case of violation of the terms of online loan repayment, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Borrower requirements:
age from 18 to 65;
passport of a citizen of the Russian Federation.
Information about the organization: LLC MKK "Akademicheskaya". INN: 5407973316, PSRN: 1195476007605. License of the Central Bank of the Russian Federation: 19/035/50/009325. Address: 630091, Novosibirsk, st. Derzhavin, 28, office 301.