MigCredit is an urgent receipt of a loan to a card online at a time when money is needed quickly.
We issue the first loan up to 5,000 rubles for free!

Loans online without certificates and guarantors. No hidden interest or commissions, the minimum rate is 0%. Confidential and secure. Online loan to your bank card and with the ability to receive money through the Payment system.

We also know how to issue money in one click to our regular customers in a couple of seconds to any bank card.

Basic requirements for our borrowers:
- citizenship of the Russian Federation;
- age over 21;
- the presence of permanent registration in one of the subjects of the Russian Federation;
You can be a pensioner or a student, a young mother, have a steady income - in any case, you do not need to collect certificates and prove your solvency in order to apply for a loan online.

By installing the application, you can quickly get a loan to the card:
- to a VISA, Mastercard or MIR bank card - instantly and around the clock!
- in cash through the Contact transfer systems, Zolotaya Korona, Unistream.

Borrowing money through our application is a quick solution to urgent financial problems! We will help everyone when you need a credit card! Online loans around the clock 24/7!

The mobile application allows you to:
- take a loan urgently - in a few minutes after submitting an application;
- participate in promotions and contests;
- receive advice from financial operators;
- to carry out early repayment of the loan;
- it is convenient to manage current loans (repay, receive);
- get money to a bank card from anywhere in the world;
- choose a convenient amount and term.
For the amount from 15,000 to 100,000 rubles, for a period from 61 to 364 days.
Minimum annual interest rate: 97.655%
Maximum annual interest rate: 364%
Minimum debt repayment period: 61 days
Maximum debt repayment period: 364 days


The loan cost is calculated according to the formula:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in% / 100)
Additional commissions are not charged.

An example of calculating the total cost of a loan in the amount of 15,000 rubles for a period of 70 days:
The interest rate for using the loan for 70 days is 0.997% per day.
The total cost of the loan (PSK) is 364% per annum.
The amount of interest accrued for 70 days of using the loan is 6,825 rubles.
Repayment in regular installments every 14 days:
Payment 1: 4 365 rubles
Payment 2: 4 365 rubles
Payment 3: 4 365 rubles
Payment 4: 4 365 rubles
Payment 5: 4 365 rubles
The total amount to be paid is RUB 21,825.

The penalty in case of violation of the deadline for making any payment specified in the payment schedule will be 0.1% per day of the outstanding principal amount.
If the last payment is delayed for 10 days, the amount of interest payable will be 6,825 rubles, the amount of the forfeit will be 38.32 rubles,
The total amount to be paid is RUB 21,863.32.

MigCredit is the leader of the microfinance market in Russia, the largest and fastest growing company on the microfinance market, specializing in issuing loans to individuals up to 100,000 rubles. The company operates according to a hybrid business model, providing loans online to the client's bank cards, and offline in the offices of the regional network. LLC MFC "MigCredit", address: 127018, Moscow, st. Sushchevsky Val, 5, building 3. The company was included in the state register of MFOs on July 8, 2011. PSRN: 1107746671207 / Central Bank License 2110177000037. Official website of the company www.migcredit.ru