The Reserve Finance application allows clients to obtain all the necessary information about existing loan agreements. Clients can view the term, contract amount, payment schedule, the ability to make payments, contact a personal manager or apply for a new loan.

Credit terms
* Citizenship of the Russian Federation
*Vehicle deposit
* From 18 years old
* Annual interest rate from 24% to 35%
* Duration from 6 to 36 months

Our advantages:
* the car remains with you
* we give up to 90% of the cost of the car
* low rates
* fast processing.

Provision of financial services
Reserve Finance operates in accordance with the federal law “On microfinance activities and microfinance organizations” dated 07/02/2010 N 151-FZ, “On advertising” dated 03/13/2006 N 38-FZ.
Loans are provided by: Microcredit Company "Reserve" LLC (MCC "Reserve" LLC)
TIN 9725065650, OGRN 1217700548504
Registration number of the entry in the state register of microfinance organizations: 2203045009787

Agreement for the processing of personal data
The purpose of processing personal data is to provide the User with the services described in the application.
This consent of the User is recognized as executed in simple written form for the processing of the following personal data:
—last name, first name, patronymic;
— telephone numbers;
The user grants Reserv Finance the right to carry out the following actions (operations) with personal data: collection and accumulation; storage for the periods of storage of reports established by regulatory documents, but not less than three years, from the date of termination of the use of services by the User; clarification (update, change); usage; destruction; depersonalization; transfer at the request of the court, including to third parties, in compliance with measures to ensure the protection of personal data from unauthorized access.
This consent is valid indefinitely from the moment the data is provided.
Withdrawal of consent to the processing of personal data can be carried out by sending the User a corresponding order in simple written form to the email address (e-mail) [email protected]

Example of calculating the cost of a loan
Loan cost=loan amount + interest amount
Where the amount of interest = the number of days of using the loan multiplied by the interest rate per day, and the interest rate per day = Annual interest rate divided by 365 days.
Example of calculating the total cost of a loan:
Issued: 100,000 rub.
The repayment period is in 70 days.
Annual interest rate - 35% per annum
Interest rate per day: 35% per annum/365 days=0.096% per day:
How is the amount of accrued interest on a loan per day in rubles calculated: 100,000 rubles * 0.096% per day = 96 rubles.
Amount of accrued interest for the period of use of the loan: 96 rubles * 70 days = 6720 rubles.
Total cost of the loan in rubles (loan amount + amount%): 100,000 rubles + 6,720 rubles = 106,720 rubles.