OPTI HELPS YOU Start a better saving in 5 min: - Take the test and get a free proposal for suitable funds - Start your new savings directly in the app About half the fee compared to a regular fund [1] Get a savings you can trust: - Deposit guarantee and BankID - Independent of the banks, we work for you! - You get the commissions: 40% discount on the funds - Sustainable and affordable funds are chosen Achieve better results: - Opti invests your money according to Modern Portfolio Theory, which, among other things, was awarded the Nobel Prize in Economics in 1990 [2] - You get a very high level of diversification: According to the research, investing widely increases the return you expect to get in relation to the risk you take. - A savings coach in your pocket: Opti gives you tips on how to think, for example when the stock markets are worried. Opti takes care of your savings, automatically: - Take home profits and reinvest them - Monitors that you continue to have the best funds; 1.6 million calculations are made daily on approx. 7,000 funds - Annual follow-up on whether the portfolio suits you Get an overview of your ENTIRE savings: - Overview of your entire fund savings, at all banks - Clear, independent health check of each fund - Personal insights and suggestions for improvement OPTI IN MEDIA [3] Svenska Dagbladet: "SvD gives Opti the thumbs up." (five in grade) Bloomberg: "Opti gives you a customized fund portfolio." Breakit: "Opti first to get the OK from the Financial Supervisory Authority for digital advice." Dagens Industri: "Opti should steer small savers away from bad funds." Dagens Nyheter: "Advice from robots challenges banks." and many more. WHY OPTI? We are completely independent and do not accept money from the industry. We have permission from and are supervised by the Financial Supervisory Authority (institute ID 35277). We were disappointed bank customers ourselves and therefore started Opti. To make it better, to make it right, to make it honest. Join the journey with you! AS SAFE AS THE BANK Your savings are covered by the government's Investor Protection and the Deposit Guarantee. Opti uses Mobilt BankID to protect all information about your savings. All your information is subject to bank confidentiality and ALWAYS stays with us. If you want to read our complete user agreement, it is here: http://www.opti.se/anvandaravtal If you have any questions about us, what we do or simply want to cheer on, please write to [email protected]. Onwards and upwards! //The Opti team Optise AB Jakob Westinsgatan 5 112 20 Stockholm [1] According to the AMF, the average annual fee for all equity funds in Sweden was 1.53% in 2022. Opti's regular portfolio with the most shares (Opti 9) by comparison has a total cost of around 0.70%. Then everything is included. [2] The "Nobel Prize in Economics", i.e. the Swedish Riksbank's prize in economic science in memory of Alfred Nobel, went in 1990 to, among others, Harry Markowitz for his work with mathematical portfolio theory: https://www.nobelprize.org/prizes/ economic-sciences/1990/press-release/ [3] Sources: SvD: https://www.svd.se/opti--en-valkommen-halsoundersokning Bloomberg: https://www.bloomberg.com/news/articles/2018-05-15/robots-challenge-banks-in-sweden-s-524-billion-savings-market Breakit: https://www.breakit.se/artikel/9730/staffan-persson-satsar-pa-robotradgivaren DI: https://digital.di.se/artikel/hennes-robot-ska-radda-sparare-fran-daliga-fonder DN: https://www.dn.se/ekonomi/rad-fran-robotar-utmanar-banker/