SmartRupiya is an innovative Internet post-loan intermediary service platform, focusing on providing efficient and transparent post-loan management solutions for financial institutions, lending platforms and borrowers. Driven by intelligent technology, the platform integrates big data analysis, automated processes and intelligent risk control systems to provide borrowers with flexible financial institutions to ensure a compliant and humanized loan processing experience.
SmartRupiya is committed to becoming a professional bridge connecting borrowers and lenders, empowering the post-loan ecosystem with technology, improving the collection rate while maintaining a good credit environment, and promoting the sustainable development of the financial industry.

Partner Overview
All loan-related services, including fund disbursement, risk assessment, payment and repayment operations, are exclusively managed by licensed non-bank financial companies (NBFCs).
Partner financial institution:
D O S Lease & Finance Pvt. Ltd.
Company Identification Number (CIN): U65910DL1993PTC052192
NBFC Registration Number: B-14.01748
Official website: https://www.doslease.co/#partners
FastFundr only acts as a loan intermediary and does not provide loans directly. All credit-related activities are handled in full compliance by the partner non-bank financial company (NBFC).
Please note that SmartRupiya, as a financial technology service platform, cooperates with licensed P2P institutions to provide users with a variety of loan product recommendation services. The loan amount and product information displayed on the platform are provided by the partner institutions, and the final approval result and loan issuance are determined by the funder based on the user's qualifications.

Product information is as follows:
Loan term: 91-365 days
Loan amount: minimum loan 3,000 rupees ~ maximum 100,000 rupees
Interest rate: maximum (annual interest rate) 18.00%/year, daily interest rate does not exceed 0.05%/day
Handling fee: no other hidden fees

SmartRupiya loan example calculation:
For a loan with a loan term of 100 days and an amount of 10,000 rupees, the fees are as follows:
Daily interest rate: 18%/365=0.05%
Daily interest: 0.05%*10,000=5 rupees
Monthly repayment amount: 10,000*0.05%*30+ 10,000/100*30=3,150 rupees
Total interest charge: 10,000*0.05%*100 = 500 rupees
Total repayment amount: 10,000+500=10,500 rupees
After the loan application is approved, the user will receive the principal of 10,000 rupees, with no other hidden fees and transparent fees. Come and download it!
SmartRupiya's core advantages:

1. Intelligent and accurate matching-based on AI algorithm to analyze user qualifications, accurately recommend the most suitable loan products, and improve the approval rate.

2. Extremely simple operation experience-minute online application, full process digital operation, paperless and fast approval.
3. Privacy and security protection - bank-level data encryption technology, information is only used for loan assessment to prevent abuse
4. Transparent and no hidden - 0 intermediary fees, clearly display the annualized interest rate/term/repayment method of each product
5. Smart post-loan service - personalized repayment reminder + flexible extension negotiation, protect user credit record

Loan application must meet the following conditions:
1. Must be over 18 years old (minors are not allowed to borrow)
2. Must be an Indian citizen
3. Have a valid ID card
4. Have a stable source of income

How to apply for a loan?
● Download SmartRupiya APP in the App Store
● Register an account
● Submit information
● Smart matching
● Approval and loan

Here is our contact information, please feel free to contact us if you have any questions:
Working hours: Monday to Saturday 09:00-18:00
Email:[email protected]
Contact address: FLAT NO. 206, 2ND FLOOR, S.G. IMPRESSION APARTMENTSAHASTRADHARA ROAD Dehradun, Uttarakhand, India - 248001