Susujoint is the automation of traditional savings scheme in Ghana and other West African countries.

Its a rotating savings and credit association where a group of people contribute a fixed amount of money at regular intervals, usually daily, weekly, monthly or yearly.

Each member takes turns receiving the total contribution, which helps with financial support, savings, and loans.

For example, lets say 10 friends form a susu group, contributing GHS10 daily. Each member would receive GHS100 (10 members x GHS10) every 10 days, which is the total contribution for that period.

This way, susujoint(susu) provides an informal financial support system, fostering community and mutual aid.


Note:
To get onboard, you will need a one time fee of GHS2.

Secondly, all current beneficiary of current funding or contribution can not fund themselves.

Again, 5% swapping fee is charged on all assets swapped into wallet for withdrawal.

Lastly, no fee charged for withdrawal