Intro
Our app allows you to manage all your Najm cards on the go.
Main description
If you are looking for a one-stop solution to manage your Najm credit cards, Najm Online offers you a variety of features that are convenient and easy to use.

MAKE PAYMENTS INSTANTLY
The new and improved app allows you to:
Pay for your Najm credit cards directly from your bank (new)
Schedule and issue your utility bill payments for Etisalat & DEWA (new)
Change your PIN securely (new)
Activate your card instantly (new)

MANAGE YOUR ACCOUNT
Using Najm Online will enable you to:
Access information on your cashback vouchers
Get real-time updates on all your accounts
View all your unbilled transactions
Check your account balance instantly
View your account statements
Update your personal information
Download your credit card statements, transaction details and payment receipts

SERVICES MADE EASIER
From the comfort of your home, you can apply for:
0% Easy Payment Plan (EPP)
Loan on Phone (LoP)
Balance Transfer (BT)
Credit limit increase
Supplementary cards
Direct Debit option for your credit card payments
Download Najm Online now and start managing your credit cards from anywhere in the world.