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To obtain a loan, the following conditions must be met:
The minimum loan repayment period is 61 days;
The maximum loan repayment period is 93 days;
The maximum annual interest rate, including interest on the loan, as well as all other commissions and expenses for the year (annual interest rate) is 36.5%, and the minimum is 36.5%. Annual interest rate for using the Credit - min 36.5%, max 36.5%;
The minimum rate for using a loan per day is 0.01%;
The maximum rate for using a loan per day is 0.01%;
Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
Other commissions or fees: none.
An example of interest rate calculation:
The body of the loan is 10,000 rubles.
Loan term 90 days.
Commission for using the loan: 0.01% per day, i.е. 10 rubles per day, or 3% per month (average for 30 days), i.е. 300 rubles per month (average for 30 days).
The total amount of the commission for 90 days will be 900 rubles.
The total amount to be returned, taking into account the loan amount: 10,900 rubles.
FLC - Full Loan Cost (FLC - Full Loan Cost) as a percentage is 36.5% per annum.
Consequences of late loan repayment:
In case of violation of the terms of payment for an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
age from 18 to 65 years;