Do you want to get money to your card quickly and without any extra worries? Our application was created to help you choose the most profitable online loan in Ukraine. We have collected bank offers in one place so that you can easily compare conditions and choose the appropriate option.
We do not provide loans directly, but only provide up-to-date and verified information. All organizations in the application have licenses and work within the framework of Ukrainian legislation.
Conditions for obtaining a loan:
The minimum loan repayment period is 62 days;
• The maximum loan repayment period is 365 days;
• The maximum annual percentage rate, which includes the loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest rate for using the Loan - min 1%, max 32%.
• The minimum rate for using a loan per day is 0.01%;
• The maximum rate for using credit per day is 1%;
• Penalty for overdue payment: 0.1% of the overdue amount per day, but no more than 10% of the loan amount
• Other commissions or fees: none
• In case of a long delay in payment, the information will be forwarded to BKI
• Extension of the loan is possible with timely notification of the creditor and payment of interest for the initial term of the loan, no additional fees are provided for extension of the loan
Example of interest rate calculation:
• The total amount of the loan is 20,000 hryvnias.
• The term of the loan is 100 days.
◦ Credit usage fee: 0.08% per day, i.e. 16 hryvnias per day, or 2.4% per month (on average for 30 days), i.e. 480 rubles per month (on average for 62 days).
◦ The total amount of the commission for 100 days will be 1,600 hryvnias.
◦ Total amount to be returned, including the loan amount: 21,600 hryvnias.
◦ PSK - the full cost of the loan (FLC - Full Loan Cost) in percentage is 29.2% per annum.
Consequences of late repayment of the loan:
In case of violation of the online loan payment terms, the amount of the penalty may be 0.1% of the total amount of the delay per day, but not more than 10% of the total amount of the loan.
Requirements for borrowers:
◦ age from 18 to 65 years;
◦ passport.
Loan repayment period: from 61 to 1,826 days (including extension)
Interest rate from 10% to 360% per annum
Consequences of non-payment:
The amount of the penalty is 0.10% of the overdue amount every day and a little more than 10% of the loan amount.