The "Koba" mobile app is a financial tool designed to support group savings and lending activities, typically in the form of rotating savings and credit associations or informal lending groups.
WHAT TO EXPECT:
* Empowering Financial Growth
Our app provides a seamless platform for managing group savings and loans, empowering you to take control of your financial growth.
* Easy and Convenient
Enjoy the convenience of managing your groups and transactions right from your fingertips.
* Secure and Transparent
Your security is our top priority. Koba app employs the latest security measures to protect your sensitive information.
* Personalized Financial Insights
Track your loan repayments, savings goals, and credit history, empowering you to make informed financial decisions.
KEY FUNCTIONALITIES & FEATURES:
* Unique Design
1)Easy Messaging
This app allows you to easily message groups. You can send messages to all of your groups from within the app and chat with them directly. This makes it easy to collaborate with your group members and communicate with them quickly and easily.
2)Payment Proof
This app allows you to easily submit proof of payment. You can upload a picture or paste your transaction payment SMS within the app for quick verification. This makes it easy to submit your payment proof and ensure that your transaction is completed on time.
3)Loans status and eligibility
This app allows you to check your loan status and eligibility easily. You can check the status of your existing loan, its end date, and repayment amount within the app. You can also determine if you're eligible for a new loan by checking eligibility criteria and requirements.
* Group Management Tools
This feature allow group administrators to manage their lending group more effectively. They could add or remove members, track loan repayments, and send reminders to group members who are late on their payments.
1)Community forum
The app could offer a community forum where group members can discuss financial topics, share tips and advice, and connect with other members of their lending group.
* Additional Feature
1)Loan Approval
The app could streamline the loan approval process by allowing group members to submit their loan applications directly through the app. Group administrators could then review the applications and approve or deny them based on the group's lending criteria.
2)Interest Calculator
The app could offer a built-in interest calculation tool to help group members calculate the interest owed on each loan. This would help to ensure that the group is earning a fair return on their investments.
3)Credit Score
The app could offer credit score tracking for group members, allowing them to monitor their credit score over time and receive alerts when their score changes.
* Dark Theme Feature
This app has the ability to switch between light and dark modes, so you can choose between a light or dark theme based on your preference. The dark theme helps to protect your eyes and makes it easier to read in low-light environments.
* Multiple Languages
This app features multiple languages, so you can choose to use either Swahili or English based on your preference. You can switch languages at any time and enjoy using the app in your preferred language.