Apply and get your micro loan and access your PEWOSA SACCO account through our secure mobile app.

1.Install eSACCO Pay App
2.Register through your phone Number
3.Add your SACCO account number given to you by the your sacco and this is verified basing on the number that you submitted when you where opening up that SACCO account and this is done by sending you a one time password(OTP) to that phone number to confirm that its you the account owner.
4.Apply for a micro loan against your SACCO account .
5.Repay your micro loan with Airtel or MTN phone number.

The Loan Application Requirements:
-You must be a PEWOSA SACCO member with account number.
-You must be having shares and savings with the SACCO to be able to qualify for a micro loan.

The Micro Loan App offer:
* Loan Amount: UGX 1,000 - UGX 50,000
* Loan Term: 91- 365 days
* APR: Min.10% - Max. 60%

Example: If the loan amount is UGX10,000, then the loan term is 365 days, and the APR is 40% , the total service fee will be UGX10,000*(40/100) = UGX4,000. The total amount to be paid must be UGX10,000 + 4,000= UGX 14,000.

For monthly Repayment: Your monthly repayment amount will be UGX14,000/12 = UGX1,166.67

Note:
For all the members who need loans that exceed UGX50,000 they are required to contact the SACCO physically or contact the SACCO to apply for one.

Privacy and Permissions: When you download eSACCO Pay, we attach great importance to privacy. You personal information will never be shared without your direct permission.

CONTACT US:
We are always available and excited to here from you! if you have any feedback, question, or concerns, please e-mail us at [email protected] .
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