"Variant & Finboon" is a specialized application designed to simplify and speed up the process of arranging an installment plan with a specific merchant (company or store) that supplies goods while Variant Retail Finance & Financial Boon provides financial services in installments. The "Variant & Finboon" application provides users with the ability to upload certain categories of photographs that are necessary to confirm the identity of the borrower and verify the correct execution of the contract.