Vivastamo is a reliable platform where you can obtain a loan in a matter of minutes, and receive the deposit directly in your account. Download our application and request now with complete security.

Know our advantage
Our loan form is simple and easy to complete.
The Vivastamo system is made up of high technology that controls your private data.
In addition, the system is available 24/7 to evaluate and deposit your request.
The entire loan process is 100% online and transparent.

[How to apply for a loan]
1.Be over 18 years of age and have your Citizenship Card
2.Have a bank account from Bancolombia, Nequi, etc.
3.Download the app and register
4.Fill out the application and submit
5.During the application process, authorize the necessary text messages and other permissions, and then encrypt them for Vivastamo to analyze and verify.
6.Wait for data verification
7.Approved data and instant deposit.

About loans:
Loan amount: from COP 100,000 to COP 2,500,000 pesos;
Terms: from 91 to 120 days;
Interest rate: 0.06% per day (maximum annual interest rate is 24%)
Platform: It is a COP 300,000 service which can be used optionally by our clients, which will allow them to save money and time on necessary document processing and on which they will be able to receive promotional discounts in a range of COP 10,000 to COP 290,000 that correspond to discounts such as financial inclusion;
Value Added Tax (VAT): 19% VAT is applied on the commission in accordance with Colombian policy and laws;
Administration: Cop 0 Now
APR: up to 77.05%(TEA).

Example
For a 91-day loan of COP 100,000 in 3 installments, the loan details are:
Interest: 100,000 * 0.07% * 91 = 6,370
Platform: Discounts: 289,990; Platform Value: 300,000 -286,000= 10,010;
VAT: 10,010 * 19% =1,902;
The total amount to be paid =100,000 + 6,370+ 10,010 + 1,902 = 118,282; EMI COP 39,427
APR:TEA (Annual Effective Rate) up to 77.05%.

Privacy
We will protect the information of all our clients. We collect your data solely to verify your identity and build your credit profile. We do not collect or upload your data without your permission. We promise not to reveal your personal information without your consent or sell your data to third parties.
URL of our privacy policy: https://m.vivastamo.co/privacy-content

📞 Contact us：
Email: [email protected]
Company address: Cl. 34 #4 – 66Of. 101, Bogota, Colombia