Want to shop online on installment but don't have a credit card?
You can buy now pay later online at Sendo, FPTShop, CellphoneS, Di Động Việt, Bạch Long Mobile, Meta.vn, Hnam Mobile, Kidsplaza, Con Cưng, MyTour, Divui, Happy Skin... and choose Kredivo upon checkout. You can choose to pay in 30 days and 3-month installment in-due interest waived, or 6-month and 12-month installments with a very low interest of 3.5% per month, no down payment!

Need a quick loan? You can enjoy our three and six month installments without collateral, with easy and fast disbursal and a very low interest rate of only 3.5% per month.

We also offer other services for your daily needs, such as mobile balance top-up to electricity and water bill payment, pay in 30 days, in-due interest waived.
It's time to fulfill your needs now and pay later!

What are the requirements to apply for a loan?
*Vietnamese Citizen with a valid ID card
*Minimum age is 18 years old
*Must be domiciled in Vietnam
*Have a minimum income of 4.000.000 ₫ per month

It takes just 5 minutes to register. All you need is your ID card, selfie, and your address proof. Our approval is also given only in a few minutes. Once your account is approved, you can start using all services in Kredivo right away.

Don't worry about security, because your data is encrypted!

What else does Kredivo offer?
*Maximum loan amount: 25.000.000 ₫
*Tenure option: Minimum 3 months and maximum 6 months
APR including platform is from 12% to 32%
Daily rate is from 0,03% per day (12%/365) to 0,0877% per day (32%/365)
The repayment shall be made monthly, by which tenure is chosen by the customer.

*Cash loan simulation example:

Loan request: 2.000.000 ₫
Fund you will receive: 2.000.000 ₫

The monthly installment that you need to pay based on selected tenure is:

3 months installment: 2.000.000 ₫ (Total loan) + 139.561 ₫ (Interest) + 60.000 ₫ (Platform fee)
Total loan amount to be paid: 2.199.561 ₫
Installment amount: 733.187 ₫/month

6 months installment: 2.000.000 ₫ (Total loan) + 248.323 ₫ (Interest) + 60.000 ₫ (Platform fee)
Total loan amount to be paid: 2.308.323 ₫
Installment amount: 384.721 ₫/month

(1 month is equal to 30 days)

Buy now pay later is an unsecured consumer loan product provided by VietCredit to customers through the Kredivo platform. Customers can use this loan to purchase goods or services or request a cash advance.

So, what are you waiting for? Download Kredivo now to enjoy our financial services for your daily needs!

Have feedback or questions related to Kredivo? You can contact us via:

E-mail: [email protected]
Phone:+84-1900-2525-42
Operational hour: Monday - Friday, 08.00 AM - 05.00 PM
Business office address: Floor 5, HM Town, 412 Nguyễn Thị Minh Khai, Ward 15, District 3, Hồ Chí Minh City, Việt Nam