Need urgent cash?
VayNo is a legal, reliable credit solution for Vietnamese users! We provide a completely online registration process, no need for cumbersome paperwork, fastest approval within 15 minutes, money immediately to your bank account.
-Completely online: Easy registration via phone anytime, anywhere, no more queuing or paperwork.
-Super fast loan approval: Smart evaluation system, fastest 3 minutes to get results, immediately solve your urgent needs.
-Flexible limits and terms: Diverse loan limits and flexible repayment cycles according to personal needs.
-Clear transparency: Interest rates and fees are clearly displayed before registration, no hidden costs, transparent repayment plans.
-Safe and reliable: Strictly comply with policies and regulations, use bank-level encryption technology to protect your information. Product introduction：
✅ Loan limit: Minimum 1,000,000 VND, Maximum 50,000,000 VND
✅ Loan term: 90 - 365 days
✅ Annual interest rate: Maximum 36%
Loan process:
1️⃣ Download the app from Google Play, register an account
2️⃣ Fill in personal information, choose the appropriate loan amount
3️⃣ Automatic approval, receive quick review results
4️⃣ Disbursement within the day, money will be transferred directly to the registered bank account
Loan example
(The actual interest rate will be determined based on your credit assessment results)
Suppose you borrow 50,000,000 VND, with a term of 120 days, divided into 4 payment periods, the daily interest rate is about 0.05% (equivalent to an annual interest rate of 18.25%), then your loan details are as follows:
Daily interest rate:
50,000,000VND × 0.05% = 25,000VND
Total interest:
25,000VND × 120 = 3,000,000VND
Amount to be paid each period:
50,000,000VND ÷ 120 × 30 + 25,000VND × 30 = 13,250,000VND
Total amount to be paid:
50,000,000VND + 3,000,000VND = 53,000,000VND
Who can borrow?
Vietnamese citizens aged 18 to 62, possessing legal Vietnamese documents, having a stable income and at least one usable bank account.

Important notes:
⚠ This application is only for users aged 18 and over
⚠ Please pay on time to avoid late fees
⚠ Before borrowing, please read the relevant terms carefully
Customer support:
During the process of using the service, you can contact us via the contact information below.

Choosing VayNo helps you easily plan your personal life, enjoy the wonderful moments in life, from planning a romantic traditional Vietnamese wedding, shopping for your favorite unique outfits, to enjoying a memorable beach vacation, VayNo will meet all your diverse personal financial needs.

Company Name: PT INDONESIA SOUQ AMANAH
Company Address 1: Dao Tan Building, No. 2 Dao Tan, Cau Giay, Hanoi, Vietnam
Company Address 2: Gedung Cyber Building, Lantai 11Kuningan Barat Jakarta SelatanKota Administrasi Jakarta Selatan Jakarta Indonesia
Email: [email protected]
Support Phone Number: (+84) 0899719904
Official Website: https://www.ptamatech.com/