Owu is here to help you manage your personal loans and debts so you have everything beautifully organized and at your fingertips. Only two taps to save new payments.

🔑 Features:

Fully offline after you log in. We don't process your personal data 🌐! 😊 Automated backups run once a day.
▸ Your information is private to you, forever!

Tracking debts 💸, loans 🤑 and your goals 🏁
▸ Is your friend owing you money? We got you.
▸ Do you owe someone? We got you.
▸ Are you saving for something? WE GOT YOU!

Theme 💅 your items!
▸ Select one of our beautiful themes for your expense cards.

Never delete 🗑️ anything!
▸ We support archiving debts, loans and goals so you can refer to them later.

Add a simple note ✍️ to every payment 💵.
▸ Let your friends to pay you by paying lunch for both of you, and take a note.

Backing up your data 🎒.
▸ Export and import your data, save snapshots. All by your command.

Beautiful, animated design.
▸ Immerse yourself into planetary design.