Hybrid Risk Management is all about innovation, simplicity, and value.

The new, improved Hybrid app is no exception. Giving clients access to 24 hour accident and emergency assistance as well as policy and benefit information for your business, home, car and family. Claims can be managed and submitted through our new improved claims process directly from the Smart app.

You also have the ability to easily request policy amendments – all at the touch of a button from the palm of your hand.