Earn passive income by investing in thousands of loans from around the world on Europe’s leading investment platform.

Mintos offers retail investors an accessible way to build wealth through passive investing in loans. Investors can achieve unparalleled diversification with thousands of loans offered on Mintos by more than 50 alternative lending companies from around the world.

With over 500 000 registered users and €8.7 billion in total loans funded at the end of 2022, Mintos is the leading platform for investing in loans in Europe.

Start the easy way.
Mintos was made to work for you – whether you’re an experienced investor, or just started. It’s easy to get started in minutes with our ready-to-go Mintos Core portfolio. Or create your own portfolio with 15+ customizable investment criteria. Automate your investments, or manage them actively – the choice is yours.

Build your wealth.
Investments in loans can be an attractive addition to any portfolio. Investing in consumer and small business credit can offer attractive long-term returns compared to bank deposits as well as popular international indexes for stocks, bonds, and real estate. Similar to other forms of investing, risks apply. There’s no guarantee to get back invested amounts in full.


Invest with confidence.
Investing in a regulated environment offers transparency and investor protection. AS Mintos Marketplace is an authorized investment firm in Latvia under MiFID (license number: 06.06.08.719/534). Your assets are held separately from Mintos’ assets. Investors are also protected up to €20 000 under the investor compensation scheme.

Enjoy fee-free investing.
We believe investors shouldn’t lose a part of their earned returns to commissions. That’s why we don’t charge fees for investing, depositing, or withdrawing money. Fees and charges apply to other services.

All references to investing in loans on Mintos refer to investments in loan backed securities called Notes.

This mobile application was developed by AS Mintos Marketplace (reg. No.40103903643) for the use of its investment services on mobile devices.