FirstCentral Mobile is the dedicated iOS application from FirstCentral Credit Bureau Limited, designed to offer users seamless access to their credit information. With this app, users can effortlessly check their credit scores and obtain various types of credit reports, all delivered directly to their email. This service is available round the clock, ensuring that users can manage their credit from the comfort of their homes, any time of the day or night.

FCB Nico credit score is a 3-digit statistical number that evaluates a consumer`s creditworthiness and is based on the individual`s credit history behavior. Financial Institutions use credit scores to evaluate the probability that an individual will repay his or her loan(s).

The XScore Detailed Report goes beyond traditional credit reports by offering a comprehensive analysis with the added benefit of credit scoring. This powerful tool provides lenders with valuable insights into a borrower's financial health, enabling faster and more informed decisions. Leveraging advanced analytics, XScore aggregates data from credit-active individuals to generate a reliable credit score.

The Consumer Detailed Report is a comprehensive document detailing an individual's credit activities across various sectors of the economy.It provides a chronological record of the person's history with all sorts of loan and services.

The Commercial Detailed Report is a comprehensive document detailing a company's credit activities across various sectors of the economy.It provides a chronological record of the company's history with all sorts of loans and service
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Consumer Basic Report accurately assesses both customers’ affordability and suitability which are essential requirements for all lenders.It is a brief summary of the customer, highlighting demographic information, credit account summary and credit rating.

Commercial basic Enquiry Report: It Provides you with your business demographic details and summary of the facility performance. This helps you monitor your company overall credit exposures

The snapcheck report allows you to build the level of identity verification you need, speed up customer enrolment whilst pinpointing fraud more accurately
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Dishonoured Cheque Report (FirstCentral DCR) contains a comprehensive listing of the historical instances of Dud Cheques issued by both individuals and businesses.Our service plays a pivotal role in assisting clients by providing a thorough understan ing of the historical and current dynamics of cheque issuance of the subject. It offers valuable insights into discernible patterns associated with potential customer behaviour in the context of cheque transactions
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F-Alert PLUS helps individual customers monitor their credit scoring and reporting updates. This service is delivered as email notification and SMS alert with details of individuals' existing loan information and details of searches/inquires made by other users on the customers
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The FCB Pre-Credit Check service is designed to foster meaningful connections between lenders and borrowers, streamlining the lending process for enhanced efficiency. This service offers a comprehensive display of customer scores, eligible loan amounts, and corresponding interest rates.