Introducing Krak, the new app from Kraken that lets you send money to 160+ markets globally in seconds and hold 300+ currencies and crypto assets. No hidden transfer fees. No lockups. Just borderless payments that feel as simple as texting.

GLOBAL P2P PAYMENTS WITH PERKS
• Send money instantly to 160+ countries using just a @Kraktag username
• Get $10 in USD for every friend that opens and funds an account (up to $1000 USD)*
• Zero transfer fees with transparent, upfront conversion rates

INSTANT & TRANSPARENT TRANSFERS
• Your money arrives in seconds, not days
• See exactly what you're sending and receiving with zero hidden fees
• When converting between currencies, all spreads are shown upfront before you confirm
• Manage international finances without juggling multiple apps

MULTI-CURRENCY BY DEFAULT
• Hold, convert, and send 300+ fiat currencies, stablecoins, and crypto assets
• Live in USD, get paid in EUR, send in GBP - Krak handles it seamlessly
• Real-time asset swapping with all costs shown before you confirm

PAYMENTS THAT FEEL LIKE A CHAT
• Pay friends like you send a DM with your unique @Kraktag username
• Share animated paylinks with memes & emojis - feels like texting, not banking
• Chat-like flows make complex financial tasks simple
• Request money or send payment reminders easily

BUILT FOR YOU, POWERED BY KRAKEN
Built by the team behind Kraken, one of the world's most trusted crypto exchanges. Your funds are protected with institution-grade security, multi-factor authentication, and industry-leading safety protocols.

GET PAID TO PAY
• Get $10 in USD for every friend that opens and funds an account. You can do it up to 100x, stacking $1000 USD in rewards
• Get a surprise crypto reward (we call them KrakBacks!) after your first successful payment each day**
**The KrakBacks feature is not available in the United Kingdom. Terms and conditions apply: krak.app/krakbacks-terms

Krak is an affiliated brand of Kraken.

*Geo restrictions apply.

Geographic restrictions apply. Instant buy/sell fees apply when you convert one asset or currency to another before making a transfer. Please see our fee schedule for more information: www.kraken.com/features/fee-schedule. Applicable fees will be shown before you make a transfer.

Not investment advice. Crypto trading involves risk of loss.

Cryptocurrencies are unregulated in the UK, profits may be subject to capital gains tax, and the value of cryptocurrencies can go down or up

Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong. Take 2 mins to learn more at https://www.kraken.com/legal/uk/disclaimer

Terms of Service:
www.kraken.com/legal