Our app was built to solve the numerous issues you might encounter getting funds from a physical finance institution. We eliminate the excessive paperwork and multiple approval channels needed to review and disburse your funds. Our platform runs a smooth and short pipeline from application to disbursement of funds. To start, you only need to fill out an application form stating the loan amount needed, purpose, income, and a few other details.
∎ FEATURES ∎
Our loan app comes with features that help you have an unrivaled experience getting a loan. We’ve seen the shortcomings of most apps with similar services. Our app incorporates services and features that cater to your loan needs like none other. These features include the following.
∎ Round-The-Clock Availability
Our loan app is available for your request 24/7. The platform never shuts down, and we do not take breaks during the holidays. We understand the need for a hands-on monetary solution and ensure we attend to all borrowers regardless of the time. With our automated platform, you’ll get a review and approval on your loan fast.
∎ Favorable Terms
The loans you get from us come with better terms than many other apps. Our APRs are compounded yearly and go as low as 7.99%. The rate assigned to you is influenced by the amount taken, your monthly income, and the funds’ purpose. We also grant a repayment term for as long as twenty-four months so you can pay off debts conveniently. Once you’re done paying off your debts, you can apply for another one immediately on our app.
∎ Apply Without Excellent Credit
When you want to take a loan from us, you can do so without worrying if your credit score is good enough. Factors we consider when granting loans include the purpose, amount, and income. Your credit score does not significantly impact our review and approval process.
∎ Intuitive And Interactive Design
Our loan app is designed with a user-friendly interface. It’s intuitive and interactive, giving users an easy and seamless experience. Its features and services are explicitly shown on the app, with no hindrances in understanding what functions they perform.
∎ No Hidden Fees
You do not pay additional fees on loans other than the stated APRs. We highlight the APRs that apply to the loan you collect before you submit the application. However, you might be charged when you make late payments or default on a payment.
∎ DISCLOSURES ∎
Our app offers a competitive APR, ranging from 7.99% to 35.99%. This low interest rate ensures you can pay back the loan easily and prevents you from being exploited. Our repayment term ranges from 65 days to 24 months.
∎ Example: For a $2,000 loan with a six-month repayment term. At a 32% interest rate, you’ll pay $190.76 in interest. Hence, monthly, you’ll pay $365.13 to complete a sum of $2,190.76 in 6 months.