Digi Silver is a trusted digital platform that helps you save in pure silver through simple and transparent saving schemes. With Digi Silver, you can join flexible plans, start with small amounts, and redeem your savings in the form of silver bars, coins, or jewellery. On jewellery redemption, you also enjoy 100% discount on making and wastage charges.
We currently offer three unique silver saving schemes:
1. Digi Silver Plan
Start saving with a minimum of ₹100. Your savings are converted into equivalent silver value at the prevailing market rate. Depending on the duration of your savings, you will receive additional benefits on redemption:
• 1–75 days → 5% extra benefit
• 76–150 days → 3.75% extra benefit
• 151–225 days → 2% extra benefit
• 226–300 days → 0.75% extra benefit
You can redeem your accumulated silver as silver bars, silver coins, or jewellery. Jewellery redemption comes with 100% discount on making and wastage charges.
2. Advance Booking Scheme
This scheme requires a one-time minimum booking of 500 grams of silver for a fixed tenure of 11 months. At maturity, you will receive the full silver value booked along with 10% extra benefit calculated on the booked silver weight. For example, if you book 500 grams, you will receive the equivalent of 550 grams at maturity. Redemption is available in the form of silver bars, coins, or jewellery. On jewellery redemption, you will receive 100% discount on making and wastage charges. Cash redemption is not permitted under this scheme.
3. 10+1 Silver Savings Scheme
This scheme allows you to save a fixed amount every month, with a minimum of ₹1,000. The tenure is 11 months, and all instalments must be completed on time. On successful completion, Digi Silver contributes an additional benefit equal to the value of your 11th month’s instalment. Redemption is available in the form of silver jewellery, silver bars, or silver coins, with 100% discount on making and wastage charges for jewellery.
Why Choose Digi Silver?
• Start saving with as little as ₹100.
• Multiple schemes to suit your saving needs.
• Transparent conversion at prevailing market rates.
• Extra benefits on completion of schemes.
• Redeem in silver jewellery, coins, or bars.
• 100% making and wastage charges waived on jewellery redemption.