Cheddar is the easiest and quickest way to send and receive money for free in only a few taps. Pay friends, family, colleagues, or anyone for anything. Use it to get paid back instantly.
Simply link your bank account, enter an amount to request or send, and select a contact or type their Cheddar tag or mobile number. They'll get an instant notification with no need to share financial information.
When you receive money, it’s deposited directly to your bank account in seconds. UK bank account required.
SAFE AND SECURE
Link accounts and make payments by authorising in your bank app, protecting your money with Face ID, Touch ID, or a passcode. No financial information is shared to send and receive money. No one has access to sensitive payment data such as bank login info (not even Cheddar). No debit or credit cards are used.
FAST AND SIMPLE
Payments are made in seconds, directly to and from your existing bank accounts without needing to share or enter account numbers and sort codes.
IT'S FREE
Cheddar has no costs or fees to send and receive money.
GET PAID ANY WAY YOU WANT
Only you need the Cheddar app. Send other users request and money in app, but also send anyone not on the app a secure payment link in a message, or produce an in person QR code to split bills right from your phone. No more awkward moments or chasing payments.
START USING CHEDDAR IN A MINUTE
1. Download the Cheddar app
2. Enter your name, email and phone number. No ID required
3. Link a bank account
4. Start receiving and sending money
All you need is your iPhone and a UK current account.
Cheddar is an Authorised Payment Institute, regulated by the UK Financial Conduct Authority.