Lucrum — Crush Credit Card Debt Smarter

Stop guessing which card to pay first.
Lucrum builds a personalized debt payoff plan using the avalanche and snowball methods, helping you save hundreds in interest and get debt-free faster.

Your Debts, Organized
• Add all your credit cards in one place.
• Automatically calculate interest, balances, and due dates.

Optimized Payment Strategy
• Choose between the Avalanche (save the most interest) or Snowball (fastest wins) method.
• Adjust your payments anytime and see real-time impact.

Motivating Insights
• Track progress visually with payoff charts and milestones.
• Celebrate each debt you eliminate - one card at a time.