XPNS is an online expense management software that can be used to record and report all the business expenses. Allocate the corporate card to the employee to make transactions based on the limit. Zaggle XPNS intends to issue multi-Wallet cards for corporates to manage employee re-imbursements across tax exemption and expense wallet categories. The card will be used for transacting through POS and Ecom platforms. A single card will allow the corporates to manage reimbursements across the categories like – Medical, Travel, Meal, books and periodicals etc. Each wallet shall be linked to specific MCCs for usage and there will be some un-assigned balance lying in open wallet as well. The Prepaid Card will be governed as per extant PPI guidelines of The Reserve Bank of India from time to time. The bank will intimate to RBI of Co-brand arrangement as per its existing process