Decoding Wealth for Everyone

We believe that everyone has the same right to build wealth. Wealth is a key element of independence, freedom and security. No matter your income, savings history or financial habits, we’re here to help you take control of your money, create a plan and get started on a path to financial freedom. Our goal is to empower you with the knowledge, skills and resources needed to grow your wealth.

Benefits

• Send and receive money in minutes
• Transfer funds globally in 180 countries
• Transfer money in multiple currencies
• Easy onboarding for employees
• High credit limits available
• Online purchases (no restrictions, like a traditional prepaid card)
• Fraud monitoring & notifications
• Customizable & brandable card programs
• Customizable utility dashboards
• A dedicated relationship manager


Cypher is secured

A regulated and licensed bank protecting your national security and digital assets.

• 24/7 Network Monitoring
• User Privacy Protection
• Integrated Cybersecurity Technology
• Safeguards for all Account Information
• Multi-factor Authentication

Wealth is key to independence, freedom and security. No matter your income, savings history or financial habits, take control of your money, create a plan and get started on a path to financial freedom.