Transform your iPhone into a professional financial calculator. FinCalc delivers TVM, cash flow analysis, amortization, business math, statistics, bonds, depreciation, and more—with a modern, intuitive interface.

Why FinCalc

- Professional‑grade TVM you can trust
- Familiar 10bII‑style workflow
- Fast, clean iOS design
- No ads, works offline

Time Value of Money (TVM)

- N, I/YR, PV, PMT, FV with P/YR and BEG/END
- Loans and mortgages with amortization schedules
- Present value, future value, annuities

Investment Analysis

- Net Present Value (NPV) and Internal Rate of Return (IRR)
- Uneven cash flows with grouped frequencies
- Cash flow input via CF0, CFj, and Nj

Business Calculations

- Cost–Sell–Margin–Markup
- Break‑even analysis and percent change
- Pricing and profitability helpers

Statistics

- 1‑ and 2‑variable statistics
- Mean and standard deviation
- Linear regression, correlation, and forecasting
- Weighted mean

Advanced Financial Tools

- Bonds: price, yield, duration; common day‑count bases
- Depreciation: SL, SYD, DB, SOYD
- Date calculator for day counts and offsets
- Probability: n!, nCr, nPr, normal distribution (PDF/CDF)
- Solver: goal‑seek, break‑even, loan rate, what‑if

Productivity

- 10 memory registers (0–9) plus M
- Complete calculation history with export (text/CSV)
- Chain and algebraic modes
- Customizable decimal places and number formats
- Themes, haptics, and sound options

Free vs Premium

- Free: basic arithmetic, clear, N, PV, display
- Premium: I/YR, PMT, FV, P/YR & BEG/END, cash flows (NPV/IRR), amortization, statistics & advanced stats, business functions, date, depreciation, bonds, probability, solver, memory registers, history export, and more

Privacy

- On‑device calculations
- No ads, no tracking, no account required

Subscription

- Optional auto‑renewing subscription
- Manage or cancel in App Store account settings


Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/