It is a Simple and effective Financial Calculator.

You can use it to do:
*Time value of money.
*Annuities, Cash Flows, Internal Rate of Return and Net Present Value.
*Effective Annual Rate.

Instructions:
1.Calculate PV FV PMT 1/Y N. For example:
100 FV
9 1/Y
10 N
8 PMT
CPT PV, PV=-93.58

2.Calculate NPV IRR. For example:
－7000 CF
3000 CF
5000 CF
5000 CF
5000 CF
4000 CF
15 1/Y
CPT NPV, NPV=7524.47
CPT IRR, IRR=52%

3.Calculate EAR. For example:
10 I/Y
2 N
CPT EAR, EAR=10.25