FRSH:
You deserve a fresh start! FRSH believes that everyone has the right to a free bank account and debit card no matter what you have done in your past. FRSH is the free banking app that provides you ACCESS to all the financial tools and technology that everyone else takes for granted.

FRSH is a financial technology company, not a bank. Banking services are provided by the Metropolitan Commercial Bank of New York MCB. Members of the FDIC.

Get your paycheck automatically deposited into your FRSH account, so you don’t have to wait in line and pay crazy fees to GET ACCESS TO YOUR MONEY.

FRSH is FREE
Create your account for free. Send and receive money in the app for free. Order your debit card for free. No monthly or annual fees. No overdraft fees. Plus, you have access to over 90K fee-free ATMS to deposit or withdraw your money. You can even deposit money with the clerks at Walgreens, 7-Eleven, CVS, Rite Aid, and more!

FRSH is ACCESS
You don’t need to worry about your background or your credit history. You don’t need proof of income or a minimum balance to open an account. WE GOT YOU!

FRSH is FAST
Simply download the FRSH app and create an account with your SSN or government issued ID and within 2 minutes you’re up and running. You can instantly make purchases using your virtual card provided in the app when you sign-up.

FRSH is CONVENIENT
Start paying your bills online instead of with cash in person. Think about all the time you’ll save! Use your account to order from online stores or pay for streaming services.

FRSH is FASTER MONEY
Receive your paycheck up to 2 days early! You can automatically deposit your paycheck, tax return, unemployment benefits, government checks, and more directly into your FRSH app by providing them your routing and account numbers from within the app. You can then receive deposits up to 2 days earlier than what is standard with most banks.